South Africa on the Cryptocurrency tax question
In South Africa, as with most other countries around the world, there is no guidance and regulation regarding cryptocurrencies such as Bitcoin. The Budget Review 2018 (Budget) proposes that the…
4 ways to reduce credit card debt in 2018
As the New Year begins many consumers will be looking to reduce their credit card debt as part of a resolution to get their finances on track. “Although it may…
Avoid fraudsters from taking your money this festive season
Fraudsters are sending unsuspecting consumers fake emails notifying them that fraud has occurred on their respective bank accounts’ or credit cards. Soon afterwards, the customer receives a call from a…
Avoid skipping debit order payments in December
Consumers are encouraged to budget and spend wisely over the festive season to avoid the consequences of defaulting on mandatory debit order payments. According to Ryan Prozesky, CEO of FNB…
Are your children equipped to manage their own money effectively
Alfred Ramosedi, African Bank Group Executive: Sales and Marketing, says this is one of the many challenges parents face but also the most incredible gift you can give your children….
Is Leasing a Car Right Now Your Best Option?
We are living in times whereby buying as opposed to leasing or renting is seen as a form of investment, the level of achievement, self-worth and so forth. When you…
Applying for credit: responsible borrowing means taking up only what you can afford
The right credit at the right time can add significant value to your life and your financial wellbeing. But taking out a loan is never a decision to be made…
How to Better Manage Your Cash Flow
Cash is king when it comes to the financial management of a growing company. The lag between the time you have to pay your suppliers and employees and the time…
GOOGLE VS APPLE – WHO PAYS MORE?
Being the undisputed kings of the internet and consumer electronics, one would expect there to be some very competitive salaries on offer at Google and Apple. In order to attract…
REPO RATE – WHY IT IS IMPORTANT!
The South African Repo rate is an important figure to watch, especially if you have debt liabilities which are based on a floating rate. The Repo rate is the rate…
HOW RICH ARE YOU?
Everyone wants to know if they are doing well financially in the grand scheme of things. In our capitalist society, wealth is something most people aspire to. But how wealthy…
Financial wellness, early in the year
The battle is fought throughout the whole year and won in December. Most of you will agree with me that those who have failed to plan their finances thoroughly during…
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